The “Impact” of Health Care Reform on your Business

Critical information you will need to survive!


Tuesday March 26th

Complimentary Seminar Hosted by TWIW Insurance Services.


Agricultural Business 8am – 9am

Small Group 2-49 size 9:30 – 10:30

Large Group 50 and above size 11 – noon


Historic Santa Maria Inn

Santa Maria Ballroom

801 S. Broadway

Santa Maria CA 93454

** (Breakfast will be served)


Mike Demore –              United Ag

Michael Framberger –   Anthem Blue Cross

Jason Herbison –          LISI Broker Services

Marcus Wilson-            TWIW Insurance Services

Questions that will be answered include:

What are the Key Provisions in the Law?

What is the Exchange and who can participate?

What is considered affordable and qualifying coverage?

Is my company required to provide benefits and what are the penalties?

What is an “FTE” & How do I handle my seasonal or variable hour employees?

When does the law actually take effect for me?

Should I even provide coverage to my employees in 2014?

Where can I get reliable and correct up-to-date information?


Please RSVP to Rose Ann Lopez

By March 22th 2013

TWIW Insurance Services

(805) 361-7472 or