Charles Motley made the decision to get into the home mortgage business after his own experience trying to get a home loan. He saw the dramatic difference it could make to have the assistance of a lender who really cares about their client.
“When we went to someone who took the time to dig a little deeper and show us the different options, the next thing you know we had a home,” Motley explained. “And I’ll never forget that. That’s about the time I said, ‘this is definitely something I want to do’.”
Motley currently serves as the Central Coast Area Manager and Senior Loan Officer for Geneva Financial, LLC. They recently opened their offices at 2125 S. Broadway, Suite 111 in Santa Maria. The office is the first Geneva Financial branch on the central coast, and one of the first in California.
Geneva Financial offers a variety of services, however they specialize in home mortgages. “We’re a finance company – Geneva Financial – but our real focus is mortgage loans for community-based lending,” Motley said.
In addition to home loans, Geneva Financial LLC also offers more unique products like land loans, commercial loans and hard money loans.
Motley explains that the most common fear people have is that they won’t be able to qualify for a loan.
“If you’re not sure whether or not you can qualify, if you have any doubts, sit down with somebody who knows the business and who knows what’s possible, and find out your options,” Motley said. “It’s possible you don’t qualify, but more than likely there’s a road map and a way to get there.”
Motley and all of the staff at Geneva Financial, LLC. are passionate about working closely with community members to find a loan that meets their specific situation and needs.
“Purchasing a home is the biggest investment anybody will ever make,” Motley said. “And to be able to take [clients] from that point where they feel like there’s just no chance they’ll qualify, and then an hour later handing them a pre-approval letter and saying ‘go find a house’ – that’s exciting to me. To be a part of that is something that never gets old.”
The Santa Maria Valley Chamber of Commerce is thrilled to welcome Geneva Financial, LLC as valued chamber members. The business is located at 2125 S. Broadway, Suite 111 in Santa Maria. You can learn more about the company HERE, and by watching the video below.